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We Make Buying Easy!
What to bring to the dealership:
3 Way Auto is a trusted Buy Here Pay Here dealership offering a straightforward and stress free car buying experience. To get started most customers should plan to bring two forms of ID proof of income and proof of residency. Requirements can vary by situation and our team is happy to answer questions before your visit.
You Need:
2 Current Paystubs
Proof of Residency
Liability Insurance
2 Forms of ID
You Are:
Pre-Approved!

Find the Right Vehicle
Our inventory includes a selection of used cars trucks vans and SUVs across a range of makes and models. Vehicles are reviewed for safety and reliability before being offered for sale so you can shop with confidence at our Oak Grove Buy Here Pay Here dealership.
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Get Pre Approved
As a Buy Here Pay Here dealership financing is handled through our in house finance company. We work with customers across many credit situations and help explain available options before you visit. Down payments are required on financed vehicles and amounts can vary by vehicle and individual situation.
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Quality You Can Trust
At 3 Way Auto vehicles are evaluated before being offered for sale with a focus on safety and reliability. Our goal is to help customers choose dependable transportation they can feel comfortable driving.
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3 Way Auto
OUR FAMILY WORKING WITH YOUR FAMILY
3 Way Auto is a family-owned and operated Buy Here Pay Here dealership proudly serving the Oak Grove, Missouri area and surrounding communities. As a locally owned business, we understand the needs of our customers and focus on providing dependable vehicles paired with in-house financing solutions that make car ownership more accessible.

As an in-house Buy Here Pay Here dealership, we handle financing directly, making the process simpler for customers with a variety of credit situations. Our goal is to help drivers get back on the road with a vehicle they can rely on and a payment plan that works for them.

At our Oak Grove location, our team is committed to delivering straightforward service, easy financing options, and a welcoming dealership experience. We invite you to visit 3 Way Auto to explore our inventory, learn more about our Buy Here Pay Here program, and see how our family can help yours find the right vehicle.


 
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FAQ's
Our Frequently Asked Questions
Does 3 Way Auto offer Buy Here Pay Here and in house financing in Oak Grove Missouri?

Yes. 3 Way Auto is an in house Buy Here Pay Here dealership in Oak Grove Missouri. We handle financing directly at the dealership which allows us to work with customers across many credit situations and offer flexible payment options without relying on outside banks.

Can I get approved for a car with bad credit or no credit at 3 Way Auto?

Yes. We work with customers who have bad credit no credit or past credit challenges. Our Buy Here Pay Here program is designed to provide real options when traditional lenders may not with a focus on affordability and clear terms.

What do I need to bring to qualify for Buy Here Pay Here financing?

Most buyers should plan to bring a valid drivers license or state ID proof of income and proof of residency. Requirements can vary by individual situation so we recommend contacting 3 Way Auto ahead of time to confirm exactly what documents you will need.

Where is 3 Way Auto located and what areas do you serve?

3 Way Auto is located in Oak Grove Missouri and serves drivers from nearby communities including Blue Springs Independence and the greater Kansas City area. If you are searching for Buy Here Pay Here financing near Oak Grove we are a convenient local option.

What types of vehicles do you offer at 3 Way Auto?

Our inventory typically includes a variety of used cars trucks SUVs and vans. Selection can vary so we encourage customers to check our current inventory online or visit the dealership to see what is available.

Are your used vehicles inspected before being sold?

Yes. Each vehicle is evaluated for safety and reliability before it is offered for sale. Our goal is to provide dependable transportation so customers can feel confident in their purchase.

How do payments work with Buy Here Pay Here financing at 3 Way Auto?

Payments are handled directly through our dealership. When you are approved we will clearly explain your payment schedule and available options so you understand how everything works before you drive away.

How quickly can I get approved for a vehicle?

Approval timelines can vary by situation but many customers are able to move through the process efficiently once we review their information and required documents. Starting the process online or contacting us ahead of your visit can help save time.

Is 3 Way Auto a locally owned dealership?

Yes. 3 Way Auto is a locally owned dealership focused on serving the Oak Grove community and surrounding areas. We take pride in offering straightforward Buy Here Pay Here financing and a customer-focused buying experience.